{"id":684429,"date":"2026-05-03T11:37:00","date_gmt":"2026-05-03T06:07:00","guid":{"rendered":"https:\/\/www.news11mpcg.com\/?p=684429"},"modified":"2026-05-03T11:37:00","modified_gmt":"2026-05-03T06:07:00","slug":"planning-to-buy-a-home-understand-the-salary-and-emi-calculations-for-a-%e2%82%b940-lakh-loan-from-sbi","status":"publish","type":"post","link":"https:\/\/www.news11mpcg.com\/?p=684429","title":{"rendered":"\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u093e \u092a\u094d\u0932\u093e\u0928? SBI \u0938\u0947 40 \u0932\u093e\u0916 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0948\u0932\u0930\u0940 \u0914\u0930 EMI \u0915\u093e \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u0936\u0928 \u0938\u092e\u091d\u0947\u0902"},"content":{"rendered":"<p style=\"text-align:justify\"><strong>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940<\/strong><br \/>\n\u090f\u0915 \u0906\u092e \u0906\u0926\u092e\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u092e \u0932\u094b\u0928 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0930\u0915\u092e \u0915\u093e \u0914\u0930 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0905\u0935\u0927\u093f \u0935\u093e\u0932\u093e \u0932\u094b\u0928 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0915\u092d\u0940 \u092d\u0940 \u091c\u0932\u094d\u0926\u092c\u093e\u091c\u0940 \u092e\u0947\u0902 \u0939\u094b\u092e \u0932\u094b\u0928 \u0928\u0939\u0940\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0911\u092b\u0930 \u0915\u0940 \u091c\u093e \u0930\u0939\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u0926\u0942\u0938\u0930\u0947 \u091a\u093e\u0930\u094d\u091c\u0947\u091c \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930 \u0932\u0947\u0902\u0964 \u091c\u0939\u093e\u0902 \u0906\u092a\u0915\u094b \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u094b, \u0935\u0939\u093e\u0902 \u0938\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0902\u0964 \u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0905\u091a\u094d\u091b\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0907\u0938\u0947 \u091c\u0930\u0942\u0930 \u0920\u0940\u0915 \u0915\u0930 \u0932\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0915\u0930\u094d\u091c \u092a\u0930 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0947\u0917\u0940\u0964<\/p>\n<p style=\"text-align:justify\"><strong>SBI \u0915\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902<\/strong><br \/>\n\u0926\u0947\u0936 \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 \u090f\u0938\u092c\u0940\u0906\u0908 \u0939\u094b\u092e \u0932\u094b\u0928 \u092a\u0930 7.25 \u092b\u0940\u0938\u0926\u0940 \u0938\u0947 8.45 \u092b\u0940\u0938\u0926\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0911\u092b\u0930 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964 \u0939\u094b\u092e \u0932\u094b\u0928 \u092e\u0948\u0915\u094d\u0938\u0917\u0947\u0928 (OD) \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 7.75 \u092b\u0940\u0938\u0926\u0940 \u0938\u0947 8.95 \u092b\u0940\u0938\u0926\u0940 \u0939\u0948\u0964 \u091f\u0949\u092a \u0905\u092a \u0932\u094b\u0928 \u092a\u0930 7.75 \u092b\u0940\u0938\u0926\u0940 \u0938\u0947 10.50 \u092b\u0940\u0938\u0926\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092e\u093f\u0932 \u0930\u0939\u0940 \u0939\u0948\u0964 \u0935\u0939\u0940\u0902, \u092f\u094b\u0928\u094b \u0907\u0902\u0938\u094d\u091f\u093e \u0939\u094b\u092e \u091f\u0949\u092a \u0905\u092a \u0932\u094b\u0928 \u092a\u0930 \u092c\u0948\u0902\u0915 8.10 \u092b\u0940\u0938\u0926\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0911\u092b\u0930 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964<br \/>\n&nbsp;<br \/>\n<strong>40 \u0932\u093e\u0916 \u0915\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u092c\u0928\u0947\u0917\u093e \u092c\u094d\u092f\u093e\u091c<\/strong><br \/>\n\u0905\u0917\u0930 \u0906\u092a \u090f\u0938\u092c\u0940\u0906\u0908 \u0938\u0947 40 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0939\u094b\u092e \u0932\u094b\u0928 7.25 \u092b\u0940\u0938\u0926\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 30 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092e\u0902\u0925\u0932\u0940 \u0908\u090f\u092e\u0906\u0908 27,287 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092c\u0928\u0947\u0917\u0940\u0964 \u092f\u0939\u093e\u0902 \u0906\u092a 30 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c 58,23,338 \u0930\u0941\u092a\u092f\u0947 \u091a\u0941\u0915\u093e\u090f\u0902\u0917\u0947\u0964 \u0905\u0917\u0930 \u0906\u092a \u092f\u0939 \u0932\u094b\u0928 25 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092e\u0902\u0925\u0932\u0940 \u0908\u090f\u092e\u0906\u0908 28,912 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092c\u0928\u0947\u0917\u0940\u0964 \u092f\u0939\u093e\u0902 \u0906\u092a \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c 46,73,682 \u0930\u0941\u092a\u092f\u0947 \u091a\u0941\u0915\u093e\u090f\u0902\u0917\u0947\u0964 \u0905\u0917\u0930 \u0906\u092a \u092f\u0939 \u0932\u094b\u0928 20 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092e\u0902\u0925\u0932\u0940 \u0908\u090f\u092e\u0906\u0908 31,615 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092c\u0928\u0947\u0917\u0940\u0964 \u0907\u0938 \u0932\u094b\u0928 \u092e\u0947\u0902 \u0906\u092a \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c 35,87,609 \u0930\u0941\u092a\u092f\u0947 \u091a\u0941\u0915\u093e\u090f\u0902\u0917\u0947\u0964<\/p>\n<p style=\"text-align:justify\"><strong>\u0905\u0935\u0927\u093f (Tenure)&nbsp;&nbsp; &nbsp;\u092e\u093e\u0938\u093f\u0915 EMI&nbsp;&nbsp; &nbsp;\u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c<br \/>\n30 \u0938\u093e\u0932&nbsp;&nbsp; &nbsp;\u20b927,287&nbsp;&nbsp; &nbsp;\u20b958,23,338<br \/>\n25 \u0938\u093e\u0932&nbsp;&nbsp; &nbsp;\u20b928,912&nbsp;&nbsp; &nbsp;\u20b946,73,682<br \/>\n20 \u0938\u093e\u0932&nbsp;&nbsp; &nbsp;\u20b931,615&nbsp;&nbsp; &nbsp;\u20b935,87,609<br \/>\n\u0905\u0935\u0927\u093f (Tenure)&nbsp;&nbsp; &nbsp;\u092c\u094d\u092f\u093e\u091c \u0926\u0930&nbsp;&nbsp; &nbsp;\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092e\u0902\u0925\u0932\u0940 \u0938\u0948\u0932\u0930\u0940<br \/>\n30 \u0938\u093e\u0932&nbsp;&nbsp; &nbsp;7.25%&nbsp;&nbsp; &nbsp;\u20b954,574<br \/>\n25 \u0938\u093e\u0932&nbsp;&nbsp; &nbsp;7.25%&nbsp;&nbsp; &nbsp;\u20b957,824<\/strong><\/p>\n<p style=\"text-align:justify\"><strong>\u0915\u093f\u0924\u0928\u0940 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940?<\/strong><br \/>\n\u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0940 \u092e\u0902\u0925\u0932\u0940 \u0938\u0948\u0932\u0930\u0940 \u0915\u0947 50 \u092b\u0940\u0938\u0926\u0940 \u0924\u0915 \u0915\u0940 \u0930\u0915\u092e \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u0908\u090f\u092e\u0906\u0908 \u0935\u093e\u0932\u093e \u0932\u094b\u0928 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0926\u0947 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u090f\u0938\u092c\u0940\u0906\u0908 \u0938\u0947 40 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0939\u094b\u092e \u0932\u094b\u0928 7.25 \u092b\u0940\u0938\u0926\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 30 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092e\u0902\u0925\u0932\u0940 \u0938\u0948\u0932\u0930\u0940 54,574 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0907\u0938\u092e\u0947\u0902 \u090f\u0915 \u0936\u0930\u094d\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u0947 \u090a\u092a\u0930 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u094b\u0908 \u0926\u0942\u0938\u0930\u093e \u0932\u094b\u0928 \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0905\u0917\u0930 \u0906\u092a \u092f\u0939 \u0932\u094b\u0928 25 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092e\u0902\u0925\u0932\u0940 \u0938\u0948\u0932\u0930\u0940 57,824 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940 \u090f\u0915 \u0906\u092e \u0906\u0926\u092e\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u092e \u0932\u094b\u0928 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0930\u0915\u092e \u0915\u093e \u0914\u0930 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0905\u0935\u0927\u093f \u0935\u093e\u0932\u093e \u0932\u094b\u0928 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0915\u092d\u0940 \u092d\u0940 \u091c\u0932\u094d\u0926\u092c\u093e\u091c\u0940 \u092e\u0947\u0902 \u0939\u094b\u092e \u0932\u094b\u0928 \u0928\u0939\u0940\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0911\u092b\u0930 \u0915\u0940 \u091c\u093e \u0930\u0939\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u0926\u0942\u0938\u0930\u0947 \u091a\u093e\u0930\u094d\u091c\u0947\u091c \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930 \u0932\u0947\u0902\u0964 \u091c\u0939\u093e\u0902 \u0906\u092a\u0915\u094b [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":684430,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[22],"class_list":["post-684429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","tag-top-news"],"_links":{"self":[{"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=\/wp\/v2\/posts\/684429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=684429"}],"version-history":[{"count":0,"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=\/wp\/v2\/posts\/684429\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=\/wp\/v2\/media\/684430"}],"wp:attachment":[{"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=684429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=684429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.news11mpcg.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=684429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}